The terms you buy under.

The price shown is the price you pay. VAT is already inside it — nothing is added at checkout.

Naira and dollar prices are set separately for each resource. One is not converted from the other, so they will not track an exchange rate.

You choose your currency before checkout. Once an order is placed it is fixed to that currency and cannot be switched.

Payment is taken by Paystack or Flutterwave on their own secure pages. We never handle your card details.

An order is only complete once we have confirmed the payment directly with the provider. A message from your bank, or a page that says it worked, is not on its own confirmation — we check with the provider before releasing anything.

Digital resources are delivered as a private download link, sent to your email address and shown on the confirmation page as soon as payment clears. The link expires after a short window; ask and we will send a fresh one.

What you buy is for your own reading. Please do not redistribute it or share the file.

If a payment is taken and you do not receive what you bought, tell us and we will either deliver it or refund you in full.

Because a digital book cannot be returned once it has been downloaded, we do not otherwise refund downloads. If something is wrong with a file, or you were charged twice, get in touch — we will put it right.

TDIC Foundation, info@tdicfoundation.org. You can also reach us on the WhatsApp line shown on this site.